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Buying a home and taking out a mortgage have essentially become synonymous over the years. Almost everyone takes out a loan to purchase a house, but that doesn’t mean you have to. It’s a wonderful feeling to be able to buy a house with cash, and, regardless of your income, you might actually be able

When you’re a property owner, little odd jobs constantly pop up that you either have to handle out of necessity, or feel you should tackle in order to make some facet of your place more functional or aesthetically pleasing. If you don’t have a lot of experience or know many handy skills, however, deciding which

Naturally, most of us are Yes People. Saying yes is easy, comfortable, and non-combative. When it comes to new opportunities, saying yes is easier than the alternative, which could lead to regret. Unfortunately, the more successful we get, the more opportunities, choices, and requests we’re going to encounter. Continuing to be a Yes Person eventually

Productivity can often feel like an elusive or mythical creature … as if it’s something only certain people with very specific traits and skill sets can capture. Nothing could be further from the truth, though. Anyone can be productive — and that includes yourself — if you set your mind to it and devise a

One of the biggest issues people have with renting is they’re throwing money down the drain when they could be building equity. And while this is true, don’t assume that home ownership is an easy ride. As a homeowner, you face several unique expenses. Over time, these can really start to add up.

When it comes to real estate negotiations, nothing is more important than leverage. The individual with the leverage is the individual who will ultimately come away with a more favorable outcome (assuming they’re able to couple the leverage with patience). From a buyer’s perspective, nothing gives you more leverage than knowing that a seller is